Terms of service

Terms of Use for Manik Chand Jewellers

Use of the Website
By accessing manikchand.in , you warrant and represent to *Manik Chand Jewellers & Sons Pvt Ltd. (the website owner) that you are legally entitled to do so and to make use of information provided via the website, call center, or any other communication channels.  

Definitions
1. “Jewellery” refers to predesigned items or jewellery set with Gold, Natural diamonds, and lab-grown diamonds available for sale on manikchand.in or our retail stores. All Jewellery is sold on an “as is” basis.  
2. “Mounts” (or Prongs) are designs that hold diamond(s) in place, which may or may not include diamonds. Members may select Mounts and diamonds separately to create customized Jewellery.  
3. “Loose Diamonds” are individual diamonds purchasable without being set on Mounts.  

Trademarks
The trademarks, names, logos, and service marks displayed on this website are registered and unregistered trademarks of Manik Chand Jewellers. Nothing on this site grants any license or right to use these trademarks without prior written permission from Manik Chand Jewellers.  

External Links
External links may be provided for convenience, but they are beyond the control of Manik Chand Jewellers. No representation is made about their content. Use or reliance on external links is at your own risk.  

Warranties
Manik Chand Jewellers makes no warranties, representations, statements, or guarantees (express, implied, or residual) regarding the website’s accuracy, reliability, or completeness.

Pricing
1. Prices are calculated using current precious metal and gem rates to ensure competitive value. Prices may fluctuate due to market changes.  
2. The price valid on the day of purchase/advance payment will apply.  
3. Prices on manikchand.in or Manik Chand Jewellers Stores are subject to change without notice.
4. Final pricing may adjust slightly due to variances between estimated and actual metal/diamond costs in finished products. Adjustments will be collected/refunded at the time of sale.  

Other Information
1. This website provides access to jewellery trading, pricing, news, and related services. Certain features are exclusive to registered Members.  
2. Product images may appear larger/smaller than actual size due to photography techniques or screen settings. Manik Chand Jewellers is not liable for discrepancies in visual representation.  

Disclaimer of Liability
Manik Chand Jewellers disclaims all liability for loss, damage, personal injury, or expenses arising from:  
- Access or use of the website.  
- Reliance on website content, delays, inaccuracies, or errors.
- Transaction declines due to cardholder limits set by our acquiring bank.  

Conflict of Terms
In case of conflict between these terms and other policies/notices, the specific terms governing a particular website section/module shall prevail.  

Severability 
If any provision becomes unenforceable, it shall be treated as void only to the extent necessary, without affecting the remaining terms.  

Cancellation & Returns
1. Full Refund: Orders canceled within 24 hours* qualify for a full refund, minus 1% payment gateway charges.
2. Post-24 Hours: Cancellations incur a ₹1,000 processing fee + 2% gateway charges.  
3. Customized Orders: Making charges are non-refundable.  
4. Partial cancellations (for orders with ≥2 items) are permitted.

Refund Methods:  
- Prepaid orders: Amount credited to the original payment source.  
- Cash on Delivery: Refunded to your bank account.  
- Gift Cards: Refunded back to the gift card. 

15-Day Money Back Policy:  
- Refunds processed upon product return (excludes coins). Visit manikchand.in /shipping-return (https://www.manikchand.in/shipping-return) for details.  

Applicable Laws
Use of this website is governed by the laws of West Bengal, India. Exclusive jurisdiction for disputes lies with courts in Kolkata, West Bengal.  

Note: Purchases above ₹200,000/day require submission of a valid PAN card as per Indian government guidelines.  

Free Gifts
- Free gifts are treated as discounts.  
- Partial cancellations/returns exclude discounts attributed to free gifts.  

Offer Terms & Conditions
1. Offers apply only to select jewellery designs.  
2. Manik Chand Jewellers reserves the right to modify, add, or remove terms at any time.  
3. All disputes fall under the jurisdiction of Kolkata courts.  

Last Updated: [11.03.2025]